The chances of someone being unable to work due to an illness or severe injuries are disturbingly high. Social Security Administration statistics reveal that a 20-year-old worker has a 30% chance of having a disability before retirement age.
Social media has come a long way in just a few years. It was only in 2004 that Facebook launched. Today it has more than 2 billion users worldwide and CEO Mark Zuckerberg is one of the wealthiest people in the world.
Football coaching great, Vince Lombardi, said, "It does not matter how many times you get knocked down, but how many times you get up." That's a fine adage for football players who expect to find themselves hitting the ground a lot.
We have noted before that it can be a grind to get the approval necessary to begin receiving Social Security Disability (SSDI) or Supplemental Security Income (SSI). The Social Security Administration's job is to provide for the needs of those who qualify for these programs, but meeting requirements to clear the eligibility threshold can be difficult and frustrating without support.
The Social Security Administration is not known for speed or customer relationship management. A phone call to a call center can mean being on hold for an hour or more and be followed by a 10 minute conversation that resolves nothing.
If you are like most people, you probably don't have a lot of financial cushion if you become disabled and cannot work. Some research indicates that about half of American consumers do not have even a month's worth of earnings tucked away. In Alabama, ranked in 2017 by GoBankingRates.com as the best in the U.S. for returns on savings, 40 percent of residents report they have no savings at all.